Senior Credit Analyst

We are seeking a highly skilled Senior Credit Analyst to join our team in the Delhi-NCR Region. The ideal candidate will have extensive experience in credit analysis, particularly in the area of term loans. As a Senior Credit Analyst, you will play a crucial role in evaluating the creditworthiness of potential borrowers and ensuring that our lending practices align with regulatory standards and company policies.

Key Responsibilities

• Conduct thorough credit assessments for term loan applications, analyzing financial statements, credit reports, and other relevant documentation.
• Collaborate with the lending team to structure loan proposals that meet both client needs and risk management criteria.
• Monitor existing loan portfolios to identify potential risks and recommend appropriate actions to mitigate those risks.
• Prepare detailed credit reports and present findings to senior management and stakeholders.
• Stay updated on market trends, regulatory changes, and best practices in credit analysis to enhance the effectiveness of the credit evaluation process.

Required Skills

• Strong knowledge of credit analysis and risk assessment methodologies, particularly related to term loans.
• Excellent analytical skills with the ability to interpret complex financial data.
• Proficient in using credit analysis tools and software.
• Strong communication skills to effectively present findings and recommendations.
• Ability to work collaboratively in a team environment while also being self-motivated.

If you are a dedicated professional with a passion for credit analysis and a proven track record in the financial sector, we encourage you to apply for this exciting opportunity. Join us in making informed lending decisions that contribute to our company's success.