Credit Manager- NBFC -LAS

Hiring | Credit Manager – Loans Against Securities (LAS)

Location: Mumbai | Experience: 8–10 Years | Industry: NBFC

Looking to take your expertise in Loans Against Securities (LAS) to the next level? This opportunity offers experienced credit professionals the chance to drive critical underwriting decisions, strengthen portfolio quality and contribute to the growth of a securities-backed lending business within an NBFC.

Key Responsibilities

• Lead credit appraisal, underwriting and risk assessment for LAS proposals.
• Evaluate borrower profiles, collateral eligibility, securities valuation and Loan-to-Value (LTV) ratios.
• Monitor collateral coverage, margin shortfalls, margin calls and portfolio exposure.
• Ensure credit decisions align with internal policies and applicable regulatory guidelines.
• Identify emerging credit risks and implement effective mitigation strategies.
• Collaborate with Business, Risk and Operations teams to maintain portfolio quality and enable efficient credit processing.

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Ideal Candidate

• 8–10 years of relevant experience in LAS Credit, Underwriting or Credit Risk Management within an NBFC or financial institution.
• Strong understanding of equity shares, mutual funds, securities pledging, collateral valuation and margin monitoring.
• Proven expertise in credit assessment, portfolio monitoring and risk controls.
• Strong analytical judgement, decision-making and stakeholder management skills.

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