Credit Analyst

We are hiring for a Korean International Bank that is setting up and expanding its branch operations across India.

Profile: Credit Analyst / Credit Manager

Industry: Banking

Experience: Relevant experience in Bank Credit / Corporate Credit

CTC: 6 LPA – 8.5 LPA

Location: Sanand

Key Requirement

Candidates currently working as Credit Analyst / Credit Manager in Banks, with hands-on experience in Working Capital & Corporate Credit.

Experience in assessing and underwriting facilities such as

• OD – Overdraft
• CC – Cash Credit
• WCDL – Working Capital Demand Loan
• LC – Letter of Credit
• BG – Bank Guarantee
• Term Loans

Key Responsibilities

• Prepare and evaluate comprehensive credit proposals for new and existing customers.
• Analyse financial statements, credit history, cash flows, repayment capacity and overall creditworthiness.
• Conduct detailed credit risk assessment and recommend appropriate credit limits.
• Ensure proposals comply with internal credit policies, regulatory guidelines and risk parameters.
• Identify potential credit risks and recommend suitable risk mitigation measures.
• Monitor credit portfolios and conduct periodic reviews.
• Coordinate with Branch/Business teams and Head Office Credit for end-to-end sanctioning.
• Prepare credit presentations, MIS and reports for senior management.
• Support business development through financial and credit analysis.

Preferred Profile

Candidates with strong exposure to Corporate Banking / Working Capital Finance / Credit Appraisal in banks will be preferred.

Interested candidates can share their updated CV on 9454274918 or mail your resume on resume@staffiaa.com

Warm Regards,

Shubhangi Asthana

Deputy Manager-HR

Staffiaa Services