Sr. Credit Analyst

Job Description & Responsibilities

We at “Portfolio Financial Services Ltd” is looking for “Credit Analyst” for Mumbai location.

Experience: 3-10 Years

Job Location: Mumbai – BKC

Designation: Credit Analyst / Sr Credit Analyst

Primary Functions/Responsibilities

Appraising proposals & credit requirements of clients & Presentation to the Management for sanctions/approvals.
Responsible for the pre & post sanctioning documentation.
To prepare the CMA report & various financial reports for the Bank.
Ensure the compliance with organizational / Bank credit policies.
Responsible for recovery/follow-up from customers for dues.
Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.
To develop, build & maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.
Track proposals & Update Management on daily basis/as per the defined schedule
Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.
Constant updating of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management & team .

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Secondary Functions/Responsibilities

Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks & FIs.
Assessing creditworthiness
ss of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.

Work Remotely

No

Job Types: Full-time, Permanent

Pay: ₹850,000.00 - ₹1,500,000.00 per year

Benefits

Health insurance
Paid sick time
Paid time off
Provident Fund