Sme Credit Analyst Pune/ nagpur

Job highlights

• The candidate must have a bachelors degree from any recognized University in India. . Banks give preference to CA and MBA for Credit Analyst role.
• Particular Product and Industry experience . Additional certification may be required. . Strong communication skills (Written as well as Verbal).
• Proven working experience as a Credit Analyst .

Role & responsibilities

Roles & Responsibilities

Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers

• Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them.
• Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst.
• Transaction History: Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status.
• Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients.
• Tracking: A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws.
• Application: Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval.

Qualifications Needed

• The candidate must have a bachelor's degree from any recognized University in India.
• Banks give preference to CA and MBA for Credit Analyst role
• It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process.
• Proven working experience as a Credit Analyst
• Particular Product and Industry experience
• Additional certification may be required.
• Strong communication skills (Written as well as Verbal).
• Excellent managerial, Analytical, and time-management skills.
• Ability to prioritize tasks.
• Proficient in Microsoft Office or other financial software.
• Advanced Excel skills.