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IDFC FIRST Bank

Senior Data Scientist-Retail Assets

IDFC FIRST Bank

Mumbai, Maharashtra, India
Full-Time
Posted 8 days ago

Job Description & Responsibilities

Job Requirements

About the Role

As a SeniorData Scientist in the Data & Analytics department, based in Mumbai , you will be responsible for identifying business requirements, designing advanced analytical solutions, and implementing AI/ML models that drive strategic decision-making. You will work closely with stakeholders and data engineering teams to ensure seamless data flow, model performance, and alignment with business objectives. This role demands a strong foundation in data science, emerging technologies, and a proactive approach to innovation and problem-solving.

Key Responsibilities

Primary Responsibilities

  • Identify and scope business requirements and priorities through rigorous analysis and clarification of solutions, initiatives, and programs.
  • Monitor and integrate emerging technology trends and developments to identify new data products, services, and techniques.
  • Research, identify, and adopt best-in-class techniques in AI/ML modeling.
  • Apply advanced AI/ML techniques to solve problems related to customer segmentation, risk modelling, campaign targeting, and more.
  • Perform data cleansing, merging, enrichment, and transformation to prepare high-quality datasets for modelling.
  • Analyze large datasets to identify trends, patterns, and opportunities for business growth.
  • Build recommendation engines and propensity models to support cross-sell and up-sell strategies
  • Validate models to ensure accuracy, stability, and compliance with regulatory guidelines.
  • Present complex model outputs and insights in a clear, business-friendly manner.
  • Ensure traceability and version control of datasets, models, and evaluation pipelines.
  • Develop test strategies and systematic validation procedures to ensure models meet design specifications and performance standards.
  • Maintain a strong understanding of data structures and fields required for analysis and modelling.
  • Coordinate with the Data Engineering team to ensure data quality and seamless data flow.
  • Manage stakeholder expectations by aligning analytics outcomes with organizational objectives
  • Identify and evaluate digitization and innovation opportunities enabled by advancements in data and analytics.
  • Develop, select, and apply analytical tools and advanced computational methods to enable systems to learn, adapt, and deliver desired outcomes.

What We Are Looking For

Education

  • Graduation: B.Sc (Bachelor of Science) or B.Tech (Bachelor of Technology), or BCA (Bachelor of Computer Applications)
  • Post-Graduation: M.Sc (Master of Science), M.Tech (Master of Technology), or MCA (Master of Computer Applications) or MA Economics/Statistics

Experience

  • 4 to 10 years of relevant experience in data science, analytics, and AI/ML model development.

Skills and Attributes

  • Strong expertise in AI/ML algorithms and model deployment.
  • Experience with emerging technologies and data science tools.
  • Ability to design and implement scalable analytical solutions.
  • Strong coordination and communication skills for cross-functional collaboration.
  • Proficiency in test strategy development and performance validation.
  • Strategic thinking with a focus on innovation and business impact.
  • Ability to manage stakeholder relationships and deliver data-driven insights.

Required Skills

Machine LearningCommunication

Job Details

Employment TypeFull-Time
Work ModeOn-Site
Experience4 – 10 years
Positions1

Posted by

N/A

Posted on:

1 Oct 2026

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