Senior Credit Analyst

We are seeking a highly skilled Senior Credit Analyst to join our team in the Delhi-NCR region. The ideal candidate will have extensive experience in credit analysis and appraisal, with a strong understanding of working capital management and various credit facilities such as cash credit (CC) and overdraft (OD). As a Senior Credit Analyst, you will play a crucial role in evaluating the creditworthiness of clients and making informed lending decisions.

Key Responsibilities

• Conduct thorough credit assessments and appraisals for potential clients, ensuring compliance with company policies and regulatory requirements.
• Analyze financial statements, credit reports, and other relevant data to determine the risk associated with lending.
• Collaborate with the lending team to structure loans and credit facilities that meet client needs while minimizing risk.
• Monitor existing credit portfolios and provide recommendations for risk mitigation.
• Prepare detailed reports and presentations for management, outlining credit analysis findings and recommendations.
• Stay updated on industry trends and regulatory changes that may impact credit policies and practices.

Required Skills

• Proven experience as a Credit Analyst, with a strong background in credit appraisal and risk assessment.
• In-depth knowledge of working capital management and various credit products, including CC and OD.
• Excellent analytical skills and attention to detail.
• Strong communication and interpersonal skills, with the ability to work effectively in a team environment.
• Proficiency in financial modeling and analysis tools.

If you are a dedicated professional with a passion for credit analysis and a desire to contribute to our team's success, we encourage you to apply for this exciting opportunity.