Payment Investigation Analyst

Job Title: Payment Investigation Analyst

Experience: 5+ Years

Location: Onsite- Gurugram

Job Description

The role will be responsible for researching and resolving payment exceptions, investigations, returns, and reconciliation issues across commercial banking payment transactions.

The ideal candidate will have experience in U.S. Banking / Payments Operations, with strong knowledge of payment processing, transaction investigation, exception handling, and reconciliation.

Key Responsibilities

• Investigate and resolve ACH, Wire, and RTP payment exceptions, returns, and discrepancies.
• Understand end-to-end payment flows and perform transaction tracing.
• Read, interpret, and translate SWIFT messages to identify payment details and issues.
• Perform payment reconciliation and investigate breaks using Excel.
• Review transactions for OFAC, AML, and U.S. regulatory requirements.
• Research transactions using MTS/Mainframe systems.
• Use Pega for payment investigation, case management, workflow, and exception handling.
• Perform root-cause analysis and coordinate resolution of complex payment issues.
• Maintain investigation records and meet defined SLA and quality requirements.

Required Skills & Experience

• 5–12 years of relevant Payment Operations / Payment Investigation experience.
• Strong experience with U.S. Banking / U.S. Payment Operations or U.S. Regulations.
• Hands-on experience with MTS/Mainframe and Pega.
• Strong SWIFT messaging knowledge with the ability to read and interpret messages.
• Experience with ACH, Wire, and/or RTP payments.
• Knowledge of OFAC and AML requirements.
• Experience with reconciliation and exception management.
• Good MS Excel skills.
• Strong analytical, investigative, and communication skills.

Company Profile

Stratacent is a Global IT consulting and Services firm, headquartered in Jersey City, NJ, USA with offices in UK, Canada, and South Africa and global capability centers (GCC) in Pune and Gurugram in India. Our focus areas include Data and AI, Cloud Services, Automation, IT Operations, Application Development, and Information Security.

URL - http://stratacent.com

Stratacent - data driven solutions

Global managed services firm assisting customers with digital transformation, including data and analytics, cloud services, automation, and IT service management.

stratacent.com

Employee Benefits

• Group Medical Insurance
• Cab facility
• Meals/snacks
• Continuous Learning Program

Stratacent India Private Limited is an equal opportunity employer and will not discriminate against any employee or applicant for employment on the basis of race, color, creed, religion, age, sex, national origin, ancestry, handicap, or any other factor protected by law.