Lead Data Scientist Bengaluru (India)

About the Team The Data Science team at Navi plays a central role in building intelligent solutions that power our products and drive business impact. We work across key domains such as Lending, Collections, KYC, UPI Growth and Ads recommendation, applying advanced machine learning/deep learning/Gen AI techniques to solve high-impact challenges. Our work involves a diverse range of data types—including text, image, and tabular data—and we closely collaborate with cross-functional teams like Product, Business, Engineering, etc. to deliver end-to-end solutions. About the Role This role offers the chance to lead high-impact data science initiatives that directly shape Navi’s strategic business decisions. As a Lead Data Scientist, you will operate at the intersection of advanced machine learning, large-scale data processing, and cross-functional collaboration—building scalable, production-ready solutions that drive significant business value. You will work across multiple business units, tackling Navi’s most complex and high-priority challenges, while fostering a culture of technical excellence, continuous innovation, and mentorship within the team. Your contributions will be instrumental in unlocking current opportunities, accelerating growth, and establishing data science as a core strategic asset at Navi. What We Expect From You Lead High-Impact Projects: Oversee and manage end-to-end high-priority data science projects across domains by breaking down complex problems, planning timelines, allocating resources, and ensuring timely, high-quality delivery of results. Mentorship & Team Development: Mentor and coach a team of data scientists, fostering a culture of continuous learning, qualified growth, and technical excellence. Guide team members in their project work and support their career advancement. POC & SOTA Solution Delivery: Rapidly solve complex problems by designing and executing quick POCs using state-of-the-art (SOTA) approaches, and deliver bes