Lead Analyst - Credit Analysis of High Yield or Leveraged Finance

Lead Analyst - Credit Analysis of High Yield or Leveraged Finance

Company: Crisil

Job Location: Mumbai, Maharashtra, India

Employment Type: Full-time

Job highlights

Preferred MBA or CFA . Strong command of leverage finance structures,covenants and debt instruments . Advanced financial modeling skills with expertise in 3-statement forecasting,cash flow analysis,and credit metric calcs . .

Key responsibilities

Independently lead and deliver detailed credit assessments for leveraged and non-investment grade issuers across sectors

Build and review comprehensive financial models with projections, including scenario and sensitivity analysis

Conduct thorough business and financial risk analysis, including capital structure, liquidity, and covenant assessments

Write high-quality credit memos, investment recommendations, and risk summaries that meet client standards

Review and quality-check outputs prepared by junior analysts, including financial models, draft memos and data inputs.

Provide structured feedback and coaching to junior team members to improve analytical quality and consistency

Lead case reviews and discussions with onshore stakeholders, including clarification of assumptions and credit positioning

Contribute to periodic portfolio monitoring, early warning indicator tracking, and sector-specific deep dives

Work effectively across multiple accounting frameworks, including IFRS, and US GAAP

Skill requirements

Preferred MBA or CFA

Strong command of leverage finance structures, covenants and debt instruments

Advanced financial modeling skills with expertise in 3-statement forecasting, cash flow analysis, and credit metric calcs

Excellent credit writing capability - able to distill complex inputs into clear, actionable narratives

Confident communicator with ability to handle diverse corporate profiles and lead discussions with onshore teams. .