Credit Risk Analyst

We are seeking a skilled Credit Risk Analyst to join our team in Maharashtra. The ideal candidate will have a strong background in predictive modeling and machine learning, with proficiency in Python and PySpark. As a Credit Risk Analyst, you will be responsible for developing and implementing scorecards and application scorecards to assess credit risk effectively. Your expertise in collections and familiarity with Azure and Databricks will be crucial in optimizing our risk assessment processes.

Key Responsibilities

• Develop and maintain predictive models to evaluate credit risk.
• Create and implement scorecards for assessing loan applications.
• Analyze data to identify trends and patterns in credit risk.
• Collaborate with cross-functional teams to enhance risk management strategies.
• Utilize machine learning techniques to improve model accuracy and efficiency.
• Monitor and report on the performance of credit risk models.
• Stay updated with industry trends and regulatory requirements related to credit risk.

Required Skills

• Strong knowledge of predictive modeling and machine learning techniques.
• Proficiency in Python and PySpark for data analysis and model development.
• Experience with Databricks for data processing and analytics.
• Familiarity with credit risk assessment methodologies and scorecard development.
• Understanding of collections processes and strategies.
• Experience with Azure cloud services.
• Excellent analytical and problem-solving skills.
• Strong communication skills to present findings and recommendations.

If you are passionate about leveraging data to drive credit risk decisions and have the required skills, we encourage you to apply for this exciting opportunity.