Product Manager, Commercial Offerings

Role: Product Owner Commercial Lines

Experience: 10-15 Years

Location: Pune / Mumbai

Reporting To: Head Product Delivery

Role Summary The Product Owner Commercial Lines will be responsible for defining and delivering Commercial Insurance capabilities across Property, Marine, Engineering, Liability, Miscellaneous, and Specialty Lines. The role will own the roadmap, product capabilities, underwriting workflows, ecosystem integrations, and technology delivery for the Commercial Lines portfolio

Key Accountabilities

Own Commercial Lines product roadmap and delivery prioritiesDrive successful implementation of underwriting, policy administration, servicing, claims, and reinsurance capabilitiesImprove underwriting efficiency and customer experienceEnable rapid launch of new products and broker partnershipsDrive automation and AI-assisted underwriting initiatives

Product Ownership

Define and manage Commercial Lines roadmapPrioritize business requirements, enhancements, and regulatory changesOwn backlog management and release planningDefine future-state commercial insurance capabilities

Business & Domain Ownership

Partner with Underwriting, Claims, Reinsurance, Operations, and Distribution teamsSupport Property, Marine, Engineering, Liability, Miscellaneous Products, Specialty ProductsDrive optimization of underwriting and servicing workflowsEnsure compliance with underwriting standards and regulatory requirements

Technology & Delivery Leadership

Own delivery across PAS, Digital Channels, APIs, and ecosystem integrationsCollaborate with Architects, Business Analysts, Technical Leads, and SI partnersEnsure scalability, reliability, and operational readinessParticipate in sprint planning, release governance, and production readiness reviews

Ecosystem & Partner Management

Collaborate with

Brokers

Corporate Agents

Surveyors

Risk Inspection Partners

Reinsurers

Technology Vendors

Support onboarding of new distribution and service partners

Data, Analytics & AI Enablement

Define underwriting and portfolio KPIsDrive analytics-led underwriting improvementsSupport AI-assisted risk assessment and pricing initiatives

Governance & Controls

Manage risks, dependencies, and escalationsEnsure compliance, audit readiness, and operational controlsParticipating in governance forums and steering committees

Required Experience

1015 years of General Insurance experienceStrong Commercial Lines expertiseExperience in Property, Marine, Engineering, Liability, or Specialty LinesExperience in PAS implementation or transformation programsExposure to Agile delivery methodologies

Educational Qualifications

Bachelors degree in engineering, Computer Science, Information Technology, Business Administration, Commerce, or related disciplineMBA preferredInsurance certifications preferredAgile /Product certifications preferred

Success Measures

Product launch timelinesUnderwriting efficiency improvementsRoadmap delivery adherenceUAT and production qualityAutomation and STP adoptionStakeholder satisfactionSuccessful onboarding of brokers and ecosystem partners Role: Product Owner Commercial Lines

Experience: 10-15 Years

Location: Pune / Mumbai

Reporting To: Head Product Delivery

Role Summary The Product Owner Commercial Lines will be responsible for defining and delivering Commercial Insurance capabilities across Property, Marine, Engineering, Liability, Miscellaneous, and Specialty Lines. The role will own the roadmap, product capabilities, underwriting workflows, ecosystem integrations, and technology delivery for the Commercial Lines portfolio

Key Accountabilities

Own Commercial Lines product roadmap and delivery prioritiesDrive successful implementation of underwriting, policy administration, servicing, claims, and reinsurance capabilitiesImprove underwriting efficiency and customer experienceEnable rapid launch of new products and broker partnershipsDrive automation and AI-assisted underwriting initiatives

Product Ownership

Define and manage Commercial Lines roadmapPrioritize business requirements, enhancements, and regulatory changesOwn backlog management and release planningDefine future-state commercial insurance capabilities

Business & Domain Ownership

Partner with Underwriting, Claims, Reinsurance, Operations, and Distribution teamsSupport Property, Marine, Engineering, Liability, Miscellaneous Products, Specialty ProductsDrive optimization of underwriting and servicing workflowsEnsure compliance with underwriting standards and regulatory requirements

Technology & Delivery Leadership

Own delivery across PAS, Digital Channels, APIs, and ecosystem integrationsCollaborate with Architects, Business Analysts, Technical Leads, and SI partnersEnsure scalability, reliability, and operational readinessParticipate in sprint planning, release governance, and production readiness reviews

Ecosystem & Partner Management

Collaborate with

Brokers

Corporate Agents

Surveyors

Risk