Manager Business Finance (Chartered Accountant) 4 to 6 years

About Snapmint

Snapmint is a leading fintech redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices.

Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Swiggy, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech.

We are building the future of responsible consumer finance, simple, transparent, and customer-first.

You are responsible for

Financial Planning & Budgeting

• Develop and manage the annual budget, periodic forecasts, and long-term financial plans in alignment with business objectives.
• Partner with the Business team, to ensure accurate financial projections.
• Track budget performance, analyze variances, and recommend corrective actions to drive financial efficiency.
• Ability to comprehend new business models and do business modelling outlining growth opportunities and driving strategies for rollout.

Business Performance Analysis

• Analyze customer cohorts, sales trends, spread and delinquency to identify growth opportunities as well as understanding the risk related aspects
• Develop financial models and conduct scenario analysis for new business initiatives.

Financial Reporting & MIS

• Prepare and present monthly, quarterly, and annual financial reports for senior management.
• Ensure timely and accurate reporting of key performance indicators (KPIs) and business metrics.
• Develop dashboards to track performance across LOB's - incorporating necessary cuts related to the respective LOB - essentially covering: Customer Metrics, Lending Metrices, Profitability & Risk cuts.

Requirements

• Chartered Accountant qualified with 4-6 years of relevant work experience
• Experience in e-commerce or quick commerce is preferred.
• Good analytical ability with attention to detail
• Advanced Excel & financial modeling skills
• Proactive mindset with willingness to take ownership
• Ability to grow into larger responsibilities based on performance and interest

Location: Bangalore

Working Days: 5 days & Alternate Sat working